Applying for Too Many Cards

Carrying credit card debt is a great way to negatively compound your net worth.  But credit itself is important.

Likely the biggest expense over your lifetime will be interest costs on your mortgage, car loans, student loans, etc. Having a solid credit score can save you tens of tho...

Mortgage lenders usually use FICO scores to determine one's ability to pay them back. Since the three credit bureau scores are different, some banks look at all of them to get an average, or tri-merge, score.

Two common factors in determining your creditworthiness are timely pa...

It is a three-digit number that lenders use to assess your creditworthiness and your ability to pay your bills on time.

• The score ranges between 300 and 850.
• The higher the score, the more creditworthy you are, and the more likely lenders wi...